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Golden-Visa & CBI Comparator

Compare residency- and citizenship-by-investment programs by minimum investment, asset type, presence requirement and years to citizenship.

Match me to a program

Eligible

A program in our set lines up well with your budget, goal and asset choice.

Headline minimums are published estimates that change often — confirm with the official authority.

Voymo gives general information to help you organise your move. It is not legal, tax, or immigration advice, always confirm with an official source or a qualified professional before you act.

Last verified:

What this tool does

Investment migration is a crowded, fast-moving market where the same brochure language hides very different deals. This comparator strips that away. You tell it three things — your budget band, whether you actually want EU residency or the fastest possible second passport, and how you would rather put the money in — and it ranks the programs in our set that genuinely fit. Each result shows the published minimum investment, how much time you have to spend in the country, and how many years stand between you and citizenship, so you can shortlist on facts rather than on a sales call.

How to use it

Pick your goal first, because it changes everything downstream: a residency-by-investment golden visa and a direct citizenship-by-investment passport are different products with different price tags and timelines. Set your budget band and your preferred asset — real estate, a regulated fund, or a government donation — and read the top match plus the runners-up. Programs that exceed your budget, or that are closed to new applicants like Spain's former scheme, are simply left out of the ranking rather than shown as false hope.

The method behind it

The ranking weights goal alignment most heavily — a citizenship goal pushes Caribbean CBI routes to the top, while a residency goal favours EU schemes with light presence requirements — then rewards a matching asset preference and a comfortable fit inside your budget. The underlying figures are published headline minimums, marked in the data as estimates because they are revised often and vary by location and family size. That is the honest limit of any comparator: it narrows the field and sharpens your questions, but the binding numbers live with the official authority and your advisers. Investment migration is a YMYL decision, so confirm everything with a licensed immigration adviser and a cross-border tax adviser before you move money.

Frequently asked questions

What is the difference between a golden visa and citizenship by investment? +

A golden visa (residency by investment, RBI) grants the right to live in a country and, after a qualifying period, to apply for naturalisation. Citizenship by investment (CBI) grants a passport directly — often without ever living there. This tool separates the two routes so you compare like with like.

Why does Spain show as closed? +

Spain abolished its golden visa programme in April 2025, so it no longer accepts new investors. We keep it on the page as a flag because it is still widely searched, but it is never returned as a match.

Are the minimum investment figures exact quotes? +

No. They are published headline minimums and they change frequently — Greece, for example, charges far more in high-demand zones, and CBI floors are periodically revised. Treat every number as a starting point and confirm the current rules with the official authority before committing capital.

How long until I can get a second passport? +

It depends entirely on the route. Caribbean CBI programmes can lead to a passport in months, while EU residency routes typically require five to ten years of legal residence before you can even apply for naturalisation, plus language and integration tests.

Does this tool give investment or immigration advice? +

No. It is an organiser that lines up public programme facts against your budget, goal and asset preference. Investment migration is a major, irreversible financial and legal decision — work with a licensed immigration adviser and a tax adviser in both countries before you proceed.

Last verified:

Reviewed by: an immigration-by-investment specialist

Voymo gives general information to help you organise your move. It is not legal, tax, or immigration advice, always confirm with an official source or a qualified professional before you act.