Nomad Insurance Picker
Match SafetyWing, Genki, World Nomads and others to your situation — and see which policies satisfy specific visa proof requirements.
Eligible
It is the lowest sustainable monthly cost among the options that fit your situation.
Prices are rough public estimates, not quotes — confirm on the provider’s site.
Recommended pick
Worth comparing
Voymo gives general information to help you organise your move. It is not legal, tax, or immigration advice, always confirm with an official source or a qualified professional before you act.
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What this tool does
Picking travel insurance as a nomad is rarely about the cheapest sticker price — it is about matching a policy to how you actually live. This picker takes four things that genuinely move the decision: whether you still have a home base, your age band, whether you want the lowest sustainable cost or the broadest coverage, and whether a long-stay visa forces you to show a medical-insurance certificate. It then ranks four well-known nomad-friendly insurers — SafetyWing, Genki, World Nomads and Cigna Global — and hands you a recommended pick plus one or two runners-up worth comparing.
How to use it
Tap through the four questions; the result updates instantly, with nothing to sign up for. If your visa needs medical proof, tick that box — the shortlist collapses to only the policies that issue an accepted certificate. Each result shows a rough monthly estimate, the coverage ceiling, and a clear pass/caution badge for visa proof. The prices are public estimates, not quotes, so use the “see current price” link to confirm a live figure before you buy.
The method behind it
Each provider carries a small set of traits — approximate price, coverage ceiling, whether it covers home-country visits, whether it is built for long-term nomads or shorter adventure trips, its new-enrollment age ceiling, and whether it issues Schengen-style visa proof. Your visa answer is a hard filter; your age can rule out a plan that won’t newly enroll you; then the remaining options are scored against your budget-versus-comprehensive priority, your home-base situation and your age. It is a transparent heuristic, not an underwriter — a starting shortlist you confirm with each insurer’s own quote and policy wording.
Frequently asked questions
Which nomad policies actually satisfy a visa medical-insurance requirement? +
Schengen short-stay visas require proof of travel medical insurance with at least €30,000 in coverage and repatriation, valid across the whole Schengen area. SafetyWing, Genki, World Nomads and Cigna Global can all issue a certificate or confirmation that meets that bar, but the exact document and wording differ — tick the visa box in the picker to filter to policies that issue accepted proof, then request the certificate directly from the provider before you apply.
Why do the prices shown look different from a real quote? +
The figures in this picker are rough public estimates pulled from each provider’s marketing pages for a healthy traveller on a mid tier. Your actual premium depends on your age, nationality, destinations and add-ons, so we never present these as quotes. Use them to rank options, then click through for a live price.
Budget vs. comprehensive — how should I choose? +
If your priority is keeping a sustainable monthly cost while travelling long term, a budget-tier nomad policy is usually enough for accidents and acute illness. If you have a pre-existing condition, dependants, or want robust coverage including in your home country, a comprehensive international plan with a higher ceiling is the safer fit. The picker weighs your answer to this question most heavily.
Does having a home base change the recommendation? +
Yes. Fully nomadic travellers benefit from policies that still cover limited visits to their home country, so the picker rewards that trait when you select “no home base”. If you return home regularly, a trip-based policy can fit your rhythm and cost less.
Is this independent advice? +
No — it is an orientation tool, not insurance advice. We may earn a commission if you buy through a link, which never changes your price. Always read the policy wording and confirm visa acceptance with the relevant consulate before you rely on any plan.
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Sources
Voymo gives general information to help you organise your move. It is not legal, tax, or immigration advice, always confirm with an official source or a qualified professional before you act.